marbledog asked:


I’m starting a small business, and I would like to offer financing to my customers, but I’m unsure of how to calculate monthly finance charges based on APR.

For instance, if I financed $700 at 20% APR over 24 months, how would I calculate a customer’s monthly bill?

Any help is appreciated! Thanks.

Chrystal M asked:


I have an account with Dell and so far there is about $3000 charges on it and I have a finance charge of about $170. Will I get charged about the same every month or every year?

working gal asked:


I have a discover card, and I had an 18 month period with no finance charges. My time is up and finance charges started this month. I was told by someone that if you call them and ask for an extended time with no finance charges they usually will because they don’t want you to transfer to another card. Has anyone ever done this? How do I go about it?