Brink asked:


I have a good paying job and I am able to put down somewhere around $5000. I’m looking to finance a car, but I have no credit history. I’m 21 years old and I do not have a co-signer. How do I go about getting financed for a car at a dealership? I’m comfortable with payments in the mid 300’s at most. If I can get the financing, what price range should I be looking at?

The Good Left Undone no more asked:


I’ve been looking at a 1998 Camaro for sale via a private party. It’s a really good price and I’m not thinking it’s gonna last long, so I really want to jump on it. Problem is, I’m having trouble finding a lender that would finance something pre-2002. Does anyone have any ideas or tips for financing this guy?

Tony asked:


I want to buy a used car for around $6000 with a $2000 down payment. So the year of the car will likely be 1997-2003 and I was wondering if a bank will still finance a car that is that old. Is there a set year? Thanks for any help you provide.

jodimb32 asked:


I want to buy a used car. Is it better to try to secure financing from a bank before going to any dealerships? Or, are the dealerships more willing to haggle if I finance thru them?

brownchocholate asked:


I have been missing 2 payments for 2 differents cards.I never had a court payment and I have been a good customer.Now I need to finance a car and I don t want made my credit score rating worst with refused applications.

The Truth Hurts ! asked:


I am trying to get a used car something reliable and under 10k..I was told by a loan officer since I have no credit history they might be able to finance a car for me..So what does that mean…
Would I need a down payment ?

writermaury asked:


Which is the best way to finance a used car — through a bank or through a dealer? Will you get a better interest rate going directly through a bank? Will the dealer give as good of a deal if he does not get a cut on the financing?

LAURA asked:


My husband and I desperately need a new vehicle, but we are in the middle of purchasing our first home. I need to know how long we have to wait before being able to finance a car. Thank you for your help!

Alicia D asked:


If you have bad credit, but a nice sized down payment would you be approved to finance a car?

woroguda asked:


My finance company repossessed my car and sold it for $1200. How would they have disposed of a late model, low mileage vehicle for so little money and can the general public participate?