Troy asked:


I have $2500 outstanding balance on my credit card and I don’t want to pay it all at once. If I stop using this card and don’t make any purchases, will I avoid a finance charge every month?

Impressive_Instant asked:


I’m getting my first credit card when i turn 18 in early October…And i’m curious to know how many months will it take to determine if i have good or bad credit to finance a car on my own? I heard 3 months so the dealership can let me off with the car.

Thanks!

working gal asked:


I have a discover card, and I had an 18 month period with no finance charges. My time is up and finance charges started this month. I was told by someone that if you call them and ask for an extended time with no finance charges they usually will because they don’t want you to transfer to another card. Has anyone ever done this? How do I go about it?

X-Malleus asked:


Pretty much exactly what the main question says. I have no idea what a “finance charge” is. For instance, would I be charged a finance charge if I charged a purchase, and then paid the balance immediately?

Any additional information that could be given would be great, as I’m considering getting my first credit card, and want to know everything I can so that I don’t get myself into trouble.

** LiSS ** <3 asked:


Me and my friend are going to finance a $5000 car. What do we need to bring? And how do you do financing? With a credit card? I am clueless lol.