What are my options to finance a foreclosure when the home will not appraise for the value they are asking?

JaL asked:


They are only asking $40,000. The house sits on 4.6 acres so can you finance the land and just have the house as a bonus. What are some finance options I could try?
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256 Responses to “What are my options to finance a foreclosure when the home will not appraise for the value they are asking?”

  1. the kid Says:

    You will not get anyone to finance more than something is appraised at. Not anymore.

  2. Ryan M Says:

    For such a small amount of money, I would try to come up with a bigger down payment to make up the difference.

  3. acermill Says:

    Not going to happen. Any appraisal of a property includes improvements along with land values. The ENTIRE property is not appraising at the asking price. That means that the land ALONE is not worth the asking price.

  4. ForeclosureDataBank Says:

    I don’t even think you can finance a home under 50k especially in foreclosure. The bank will make you pay in full!

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