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December 29th, 2008 at 7:32 am
To the bookies - an each way bet is best.
January 1st, 2009 at 3:03 pm
Some banks will loan money to people who are in the horse business, usually for a very short-term loan and also usually only to people who have a five-star platinum faultless credit report and a high net worth in property.
Every single bank is being very tight with credit right now. I would be surprised if any banks are writing loans for horses of any kind right now.
January 4th, 2009 at 2:54 am
You can take out a personal loan or line of credit from your bank.
January 7th, 2009 at 3:16 am
You can put the monthly payment you would be making into an account and pay for the horse cash when you have it saved up… if you can’t afford to buy the horse, you probably can’t afford the up-keep on a horse, unless you are riding olympic quality horses and are paying an arm and a leg.
You can finance through a bank, but you’ll usually only have 6 months or a year to pay it off and you’ll have to keep insurance on the horse. Banks don’t usually like to take risks on things like living animals, especially in this economy.
January 9th, 2009 at 7:39 pm
I financed a horse in ‘73, along with a 1965 Pontiac Bonneville through a finance company.
Normally, you can finance a horse through the owner. Owner has horse stay on property until horse is paid for and owner retains the registration papers until the LAST payment is made.
January 13th, 2009 at 5:31 am
Honestly? The best way is a decent education so you can get a stable, well-paying job.
January 16th, 2009 at 12:12 am
Some banks will allow you to finance a horse. You must be able to prove the horse’s value and show that you will ba able to pay the loan.
January 17th, 2009 at 2:34 am
horses can definitely be expensive, especially if youre boarding in an urban space. so, if you can find a barn that lets you work a few hours when you can to pay off some of the board, that can be a big help. horseback riding is such a big commitment that people are out at the stables many hours each week anyway, and a lot of people i know work at the barn to pay off some of their board.
generally prices in the more urban neighborhoods are more expensive, so you have to weigh convenience against price. from person to person, it varies, so find what works best for yours horse. younger people in urban areas have difficulty financing horses but make the sacrifice because of their love for their animals. hopefully something will work out for you.