Comments on: What are the best companies able to finance someone with a poor credit rate(only 2 mispayments)? http://www.quickdebteliminator.com/credit/what-are-the-best-companies-able-to-finance-someone-with-a-poor-credit-rateonly-2-mispayments/ Call 888-653-9681 To Get Debt Help Now! Tue, 20 Mar 2012 16:05:26 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Leslie K http://www.quickdebteliminator.com/credit/what-are-the-best-companies-able-to-finance-someone-with-a-poor-credit-rateonly-2-mispayments/#comment-3067 Leslie K Sat, 28 Nov 2009 18:41:30 +0000 http://www.quickdebteliminator.com/credit/what-are-the-best-companies-able-to-finance-someone-with-a-poor-credit-rateonly-2-mispayments/#comment-3067 Paying late on a couple cards will lower your credit score, but if that's the worst thing on your credit (no judgments as you said) then you should be alright. You might have to pay a "slightly" higher interest rate, but certainly nothing like what people with bankruptcies or judgments have to pay. To avoid having your credit "shopped" all over town, which is what most dealerships do (I used to work for one so I know) your best bet is to get pre-approved. Pre-approval also puts you in the power seat when it comes to negotiating. You're welcome to visit my site here: and read about financing and pre-approval. Also, feel free to sign-up for my newsletter on car negotiating. I used to sell cars and I know all the tricks dealerships use to squeaze you for more money. Read my insider tips before you head out so that you don't get ripped off! In your situation I would encourage you to look at e-loans or Roadloans for pre-approval. You can find links to them on my site. Both of them are national companies that do their own lending so your credit won't be pulled multiple times. They will provide you with a blank check to take to the dealerships and that way you can negotiate for the best price on the vehicle you choose without having the dealershp try to take advantage of you! I have a friend who used Roadloans twice (her credit was terrible!). Based on her credit most lenders she normally would have gotten a loan for about 10% HIGHER than Roadloans gave her! They were fair to her all the way through and even gave her a second loan 18 months later for less interest! Good luck to you! Paying late on a couple cards will lower your credit score, but if that’s the worst thing on your credit (no judgments as you said) then you should be alright. You might have to pay a “slightly” higher interest rate, but certainly nothing like what people with bankruptcies or judgments have to pay.

To avoid having your credit “shopped” all over town, which is what most dealerships do (I used to work for one so I know) your best bet is to get pre-approved. Pre-approval also puts you in the power seat when it comes to negotiating.

You’re welcome to visit my site here: and read about financing and pre-approval.

Also, feel free to sign-up for my newsletter on car negotiating. I used to sell cars and I know all the tricks dealerships use to squeaze you for more money. Read my insider tips before you head out so that you don’t get ripped off!

In your situation I would encourage you to look at e-loans or Roadloans for pre-approval. You can find links to them on my site.

Both of them are national companies that do their own lending so your credit won’t be pulled multiple times.

They will provide you with a blank check to take to the dealerships and that way you can negotiate for the best price on the vehicle you choose without having the dealershp try to take advantage of you!

I have a friend who used Roadloans twice (her credit was terrible!). Based on her credit most lenders she normally would have gotten a loan for about 10% HIGHER than Roadloans gave her! They were fair to her all the way through and even gave her a second loan 18 months later for less interest!

Good luck to you!

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