How important is a credit check when trying to get a finance related position?
gs_analyst asked:
Im about to graduate with a B.S. in Finance from a respected university (Lehigh). My gpa is good, however, people have been telling me that my crappy credit report is going to prevent me from getting a job period. If that’s the case, what can I do? I’ve paid most of them off; but the fact is, at one point they were negative delinquencies.
Im about to graduate with a B.S. in Finance from a respected university (Lehigh). My gpa is good, however, people have been telling me that my crappy credit report is going to prevent me from getting a job period. If that’s the case, what can I do? I’ve paid most of them off; but the fact is, at one point they were negative delinquencies.
Tags: Delinquencies, Gpa, People
August 23rd, 2009 at 12:37 pm
at least semi important. you should be able to manage your finances before attempting to handle someone else’s.
August 26th, 2009 at 10:38 pm
Look at it this way, in most financial positions you have to handle money, sometimes large amounts of it.
Would you want to hire someone to handle your money if they could handle their own?
August 28th, 2009 at 10:26 pm
Your credit report will be pulled in almost every field today. But the only field where your report it really matters to the employer is finance.
August 30th, 2009 at 12:38 pm
It varies from one company to another, but anything in the banking/finance industry will put more weight on it than many other positions.
My friend just got a job as a teller for a bank only to have it taken away after the credit check.
Continue getting rid of the old delinquencies and paying on time in the future. Establish a couple new accounts. And go online and dispute every paid collection/delinquencey– you can usually get atleast a few removed even though they’re valid, because old creditors dont bother to respond.
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