How do I get my husbands auto finance company to stop calling me?
sed8me_annie asked:
My husband has a car loan that until the last two months he paid on time. I am not on the loan. He was in a car accident with his buddy leaving softball practice. (No alcohol was involved) My husband sustained substantial injuries and is now in a rehabilitation program to regain certain mobilities after a 6 week stay in the hospital. He is temporarily living at the facility that provides the rehab. He is receiving a small workmans comp check but it is not even close to what he made weekly. I work but due to his injuries I have to miss time to meet with physicians and the like. I have explained the situation to the finance company over and over but they continue to call. If I could afford an attorney I would hire one to help but I cant. How can I get these people to stop calling me. It is 10 am and they have called three times already!
I have repeatedly asked them to stop calling. Apparently it falls on deaf ears!
My husband has a car loan that until the last two months he paid on time. I am not on the loan. He was in a car accident with his buddy leaving softball practice. (No alcohol was involved) My husband sustained substantial injuries and is now in a rehabilitation program to regain certain mobilities after a 6 week stay in the hospital. He is temporarily living at the facility that provides the rehab. He is receiving a small workmans comp check but it is not even close to what he made weekly. I work but due to his injuries I have to miss time to meet with physicians and the like. I have explained the situation to the finance company over and over but they continue to call. If I could afford an attorney I would hire one to help but I cant. How can I get these people to stop calling me. It is 10 am and they have called three times already!
I have repeatedly asked them to stop calling. Apparently it falls on deaf ears!
Tags: Car Accident, Car Loan, Physicians
January 1st, 2010 at 3:42 pm
tell them to stop…on monday morning call and speak to a supervisor etc and tell them everything that has happened…if they cannot make them stop at this point talk to their boss…
January 3rd, 2010 at 7:56 pm
it’s really a big headache to recieve calls from financing company,betterbto talk to them personally,go to the main office of that financing company..tell them your present situation ,and ask them about the any insurance connected in that loan, if it’s not applicable better to make agreement regarding this problem with them. if you’e hubby is in the hospital for his recovery it means no body drive that car now..so better to sell it to sustain all your financial problem..sell it as in assume balance. at least you can have your money again or even 50% of your money back.
January 7th, 2010 at 1:40 am
If you are not on the loan they should not be calling YOU in the first place. Your husband can send the creditor a letter telling them to cease calling and that all future contact should be made via written correspondence. Send the letter certified, return receipt requested to make sure they get it. If they continue to call after receiving the letter you may have cause for legal action. Good Luck!
January 10th, 2010 at 9:47 am
Get a notebook and document every conversation with the finance company - name, phone number and date and time and what you discuss.
Also document when they call you. When they call multiple times in one day (which they can’t do) tell them that you already spoke with Mr. X or Ms Y.
Do a google search on debtor rights.
Good Luck
When this situation is resolved, get some disability insurance.
January 13th, 2010 at 4:10 am
Get a name and their address than file suit.