Archive for the ‘Credit’ Category
Tuesday, August 18th, 2009
college_athletic_sport asked:
The owner is asking for 3.8 million for the apartment complex. He is willing to owner finance up to 1 million. It is a 131 unit complex.
Tags: 1 Million, Finance Money, Owner Finance
Posted in Credit | 6 Comments »
Saturday, July 4th, 2009
Impressive_Instant asked: I’m getting my first credit card when i turn 18 in early October…And i’m curious to know how many months will it take to determine if i have good or bad credit to finance a car on my own? I heard 3 months so the dealership can let me off with the car.
Thanks!
Tags: Bad Credit, Credit Card, Finance A Car
Posted in Credit | 7 Comments »
Monday, June 15th, 2009
catchandthrow22 asked: I am a college student, have no credit, and am looking for a nice solid reward card that gives cash back. I was looking at the AOL Visa Rewards card, but it has a minimum $1.00 finance fee, what does that mean?
Also, any other card recommendations?
Thanks.
Tags: Aol Visa, Visa Card, Visa Rewards
Posted in Credit | 4 Comments »
Wednesday, May 27th, 2009
Chrystal M asked:
I have an account with Dell and so far there is about $3000 charges on it and I have a finance charge of about $170. Will I get charged about the same every month or every year?
Tags: Dell, Finance Charge, Finance Charges
Posted in Credit | 2 Comments »
Friday, April 10th, 2009
working gal asked:
I have a discover card, and I had an 18 month period with no finance charges. My time is up and finance charges started this month. I was told by someone that if you call them and ask for an extended time with no finance charges they usually will because they don’t want you to transfer to another card. Has anyone ever done this? How do I go about it?
Tags: Credit Card, Discover Card, Finance Charges
Posted in Credit | 44 Comments »
Wednesday, March 4th, 2009
nisy_99 asked:
What company will finance a car or even a house for someone with very bad credit that has file bankruptcy and everything? I am trying to make a friend out of a lie. If there are any out there, let us know. I am thinking NO…
Tags: Credit Cars, File Bankruptcy, Finance A Car
Posted in Credit | 6 Comments »
Wednesday, February 18th, 2009
timmyliao2001 asked:
Here is the deal. I kind of got taken from a shady Persian gentlemen who did the financing for me at my local Honda dealership. So he got me for a higher interest rate, lied to me so I would purchase stuff like extended warranty and gap insurance. My question is this: Based on my original loan the total loan amount of my interest would have been like $12,000 spread out over six years. But I went ahead and paid a large portion of that down and refinanced with a third party - therefore reducing the total interest to something like
$3500 over four years. So here is my question. Does this dishonest finance guy at the dealership get a cut of the original $12,000 and get his money up front? Or will he only get a cut of the total amount of interest I paid on the original loan which was about $1300? I want to know if by refinancing through some other lender if I took money away from him that he was expecting would come to him based on the terms of the original loan?
Tags: Gap, Gap Insurance, Gentlemen
Posted in Credit | 2 Comments »
Sunday, December 28th, 2008
X-Malleus asked: Pretty much exactly what the main question says. I have no idea what a “finance charge” is. For instance, would I be charged a finance charge if I charged a purchase, and then paid the balance immediately?
Any additional information that could be given would be great, as I’m considering getting my first credit card, and want to know everything I can so that I don’t get myself into trouble.
Tags: Circumstances, Credit Card, Finance Charge
Posted in Credit | 47 Comments »
Saturday, May 24th, 2008
Chelsea B asked:
We are filing a Chapter 7 bankruptcy, and it is due to be discharged by May. How long after that can we finance a car for a decent rate?
Tags: Chapter 7 Bankruptcy, Filing Bankruptcy, Finance Car
Posted in Credit | 4 Comments »
Wednesday, May 7th, 2008
lucky asked:
What happens if a finance company never repossesses a vehicle that has been discharged in bankruptcy? No payments have been made in 14 months…Bankruptcy discharged in June of this year. Finance company has our current address and phone number.
Tags: Bankruptcy, Current Address, Finance Company
Posted in Credit | 2 Comments »