Tony asked:


I want to buy a used car for around $6000 with a $2000 down payment. So the year of the car will likely be 1997-2003 and I was wondering if a bank will still finance a car that is that old. Is there a set year? Thanks for any help you provide.

Lili asked:


My boyfriend and i want to buy a car. I have much better credit rating than him so i want the finance to be in my name but i do not have a driving license and will not be driving the car. Is it possible to buy a car on finance without having a license? and without giving his details at all.
**please do not give me relationship advice, i know about the risks of purchasing a car on behalf of your boyfriend…… just need an advice about the finance.

Roxanna asked:


I purchased a vehicle last year the dealer and the finance company never told me this vehicle is a TOTAL LOSS. What can I do???? A total loss meaning savage vehicle.

jodimb32 asked:


I want to buy a used car. Is it better to try to secure financing from a bank before going to any dealerships? Or, are the dealerships more willing to haggle if I finance thru them?

da geeky freak asked:


I am 18 years old right now and I am trying to buy a truck from a dealership. How old do I have to be to finance it? Do I have to be 21 to buy a vehicle? Also, is it legal to sell beer at 18 in texas?

Thank-you

Almeister 5000 asked:


Hey, I recently bought my first bike, a honda CBR125r on finance. I got a 0% deal and had to put down no deposit, but now due to personal issues as well as money problems I need to get rid of it. It’s illegal to sell a bike with finance on it so I don’t know what to do. Its only done 50 miles so its still worth a decent amount of money. Any ideas?

Vish asked:


So I want to sell my car which I’m still financing. Problem is this Capital One is mostly done online. How can I go to them if I end up selling it, ya know?

So..Has anyone ever sold their car when they were still making payments through Capital One Auto Finance? If so, How did you do it?

xsvideo asked:


I have a high interest rate loan on a truck, I am paying the payments on time and I am thinking about getting something else with a better interest rate. But I found out that car dealerships and finance companies have participation splits when they sell a car and complete the financing. I wanted to know what that means and am I paying for it. My rate is 24.9% I know that is high but my wife and I had not choice due to a loss in job. We are ok with it but really need to make a change now. Any advice would help. We have stable income and credit scores between 540 and 587, all of our credit cards and car payments and other bills have been on time for the past 12 months. We have some old judgments that maybe total $3500.00; one is a medical bill and the other a membership we never used at a discount supply place. Thank you for your answers in advance.

The Truth Hurts ! asked:


I am trying to get a used car something reliable and under 10k..I was told by a loan officer since I have no credit history they might be able to finance a car for me..So what does that mean…
Would I need a down payment ?

writermaury asked:


Which is the best way to finance a used car — through a bank or through a dealer? Will you get a better interest rate going directly through a bank? Will the dealer give as good of a deal if he does not get a cut on the financing?